Identity Theft
Identity Theft by Race
European Americans (EAs) segregated zip codes reported identity theft incidents the most, making up a whopping 70% of all identity theft victims in 2025, according to the Office of Justice Statistics, with P52 being the least ethnic group as victims.
Source: https://bjs.ojp.gov/document/vit21.pdf pg 4/31
| Race | Percent of Population | Percent of Identity Theft Victims |
|---|---|---|
| White | 60.1% | 70.20% |
| Black | 13.4% | 10.80% |
| Hispanic | 18.5% | 11.60% |
| Asian | 5.9% | 4.90% |
| Other | 2.1% | 2.50% |
These figures indicate that EAs are more likely to be targeted by identity thieves. This may be because these segregated zip codes and addresses are more affluent. 51% of this population enjoys an annual income of $133,000 or more. Fraud, and in particular AI Fraud is on the rise.
SignUp today to begin protecting your good name and credit history.
Con artists trick us into pretending to be someone else
The most frequent form of fraud? Someone pretending to be someone else — the FBI, the FTC, the IRS, your bank, your grandson, the local sheriff, the new love of your life.
The FTC received more than 1 million reports about imposter scams, with consumers reporting more than $3.5 billion in losses.
Crooks and con artists stole a record $15.9 billion in 2025 in a variety of targeted scams — up from $12.5 billion in 2024, according to the latest data from the Federal Trade Commission.
When taking underreporting into account, the FTC has estimated that the overall cost of fraud to consumers for 2024 could be as high as $195.9 billion. The FTC said it has been working to track down foreign-based fraudsters by collaborating with international counterparts.
Did you know there's a strong correlation between identity theft and affordability?
As daily expenses rise, financial strain encourages criminals to steal identities and leaves individuals more desperate, potentially leading them to commit fraud.
Additionally, fraudsters take advantage of economic distress by creating scams related to the cost of living, such as fake utility savings, fuel vouchers, or job offers
Research indicates a strong correlation among inflation, affordability, and fraud; for instance, auto lending fraud scores surged 25% in 2021, correlating highly with inflation.
Older adults with fixed incomes are particularly susceptible to investment scams and identity theft when inflation reduces their purchasing power
According to Harmonic Security research, over 20% of file uploads to AI tools and chatbots, such as those used to help in preparing a consumer’s personal taxes, contained sensitive banking information, conversation histories, salary information, employment data, addresses, financial data, tax refund, bank account data, social security numbers, and related personally identifiable information (PII).
SignUp today to begin protecting your good name, reputation, credit history, and SoJOR.