Preparing Interface
Scarce PLAHNET52 (P52) who live within 2 houses or apartments on either of four sides of EAs will improve your Social justice Pricing Score. This 2:1 ratio of 2 EA houses next to every 1 P52 house, where anyone can receive a bona-fide offer, represents the current composition of American demographics. In other words, about one-third of P52s comprise the victims of identity theft with EAs rounding out at about two-thirds or 66.6%.
DEFINITIONS
The acronym PLAHNET52 rounds out the protected groups
Pacific Islander Americans
LGBTQIA2S+
African Americans
Alaska Native Corporations
Alaska Natives
Asian
Asian Indians
Hasidic Jews
Hispanic-Americans
Native Americans
Ex-Offenders
Tribal entities
52 (5A’s & 2H’s)
See 15 C.F.R. § 1400.1
e.g. immigrants, Muslims, disabled, etc.
There is no quick way to fix your SoJOR. In fact, out of all of the ways to improve an SoJOR score, quick-fix efforts are the most likely to backfire – because by definition, income inequality resulting from racism and bigotry has its roots before our Constitution was signed, so beware of any advice that claims to improve your SoJOR fast if you just change your mailing address or similar.
The best advice for improving your social justice score is to manage it responsibly over time and be willing to take the risk. In the end, you will have reduced political risk, social and political violence, and macroprudential risk for your neighborhood, your diaspora, and our Country.
4 Important Things You Can Do Right Now
If you haven't done so yet, you need to review your (1) housing profile and (2) positive verbal conversation with a participant who identifies as a race other than your own. Also review (3) how you self-identify, and your (4) income, before you see improvements in your social justice score.
The following tips will help you with that. They are divided into categories based on the data used to calculate your Social Justice Outerchange Rating (SoJOR).
How to improve my Social Justice Outerchange Rating (SoJOR)™
1. Housing Profile
Contributing 55% to your SoJOR is this category. It has the greatest effect on improving your score. There is a direct correlation between homeownership and building wealth. Scarce PLAHNET52 (P52) who live within 2 houses or apartments on either of four sides of EAs will improve your Social Justice Rating. The inverse of this is also true.
Scarce PLAHNET52 (P52) who live within 2 houses or apartments on either of four sides of EAs will improve your Social justice Pricing Score. This 2:1 ratio of 2 EA houses next to every 1 P52 house, where anyone can receive a bona-fide purchase offer, represents the current American demographic. In other words, about one-third or 33.3% of P52s comprise the victims of identity theft with EAs rounding out at about two-thirds or 66.6%.
Historical problems of racially segregated Congressional Districts, States, Counties, Municipalities, Political Subdivisions, Townships, Schools, Village bonds, Public Utilities, Special Tax Districts, or entire MSA’s (CRA assessment area) neighborhoods, streets, blocks, apartment buildings, apartment floors, houses, neighbors, roommates, and families result in clustered living conditions ripe for unequal appraisals.
How We Got Here
America has not always been racially segregated in housing. From 1863, the Reconstruction Era, through 1910, a period of about 50 years, there was integrated housing in America. For 1 or 2 generations, that is what normal looked like. Baltimore’s Fulton Avenue was the first city to experiment at the block level by legalizing exclusionary zoning as a sledgehammer to induce residential segregation in 1910. It designated all-white and all-black blocks in areas where individuals of both races were forced to live apart.
Quantifying Geography is Well Established
Quantifying geographic pricing is not new. Here are well-known established examples: In-State versus Out-of-State tuition; Taxi/Uber zone prices; Surge pricing; Airline passenger seats, Orchestra seats; Car Insurance (Geo); SALT Tax; Ironworks; pharmaceuticals in Canada; hotel rates, FreshPlum, Amazon, Staples and videogame store Steam all vary their prices by geographic location some by as much as 166% (offered as a discount and never a surcharge).
Gasoline pricing is zone-based on a complex and secret weighting of attributes:
Number of competing stations
Number of vehicles
Average traffic flow
Population density
Geographic characteristics
There are 12 regional judicial circuits, each with its own damage awards, fees, Court costs, etc.
There are also (12) twelve Federal Reserve Bank Districts. These decentralized district boundaries were based on prevailing trade regions that existed in 1913 and related economic considerations. As a result, they do not necessarily coincide with State lines.
Examples of race-based pricing is found here.
2. Positive Verbal Conversation
Contributing 35% to your SoJOR. Simply by downloading the Ginicoe App and enabling the voice interactive slider along with what-3-words maps enables you and a guest to both increase your SoJOR score. Conversely, if the verbal conversation is not good, you can also submit a bad review regarding that guest. Your Participant ID is used for tracking where your enabled conversation score history can easily be tracked on your mobile dashboard. You may turn it off or on for your privacy. It is your choice. Here are the metrics for your
Positive Verbal Scoring Reviews
| Star Rating Choice | Conversation Attributes |
***** | Shows Tenderness, Kindness, Generosity, Receptive to Others. |
***** | SLANT: Sit-up, Lean Forward, Ask Questions, Nod Your Head, Track Your Speaker. |
**** | Business Conversations – contracts, sales, capitalism. |
**** | Intellectual – thought provoking (e.g. problem solving) |
**** | Good Conversationalist starts in one place and ends up in another. |
*** | The other person fails to see how you experience the world. |
*** | Listen to Learn has deteriorated and the other person has shifted to response mode. |
** | The other person mis-sees you entirely. |
* | Angry – loud yelling, argumentative (hate noise) |
- | Non-verbal (back turned, hand over ears, flipping the bird, talk to the hand, etc |
- | Yelling (e.g. Hate noise) |
- | Threats of violence; Acts of violence |
How often is verbal scoring updated? once a month
You can generally expect your score to update at least once a month, but it can be more frequently if you have multiple verbal communication reviews. Each time any one of your reviewers sends us information — your score may refresh.
Other examples of positive verbal conversation: is at your place of worship. BTW: You earn 2x points for positive conversations on your day of worship. Ironically, this is the most racially segregated day of the week!
3. Gender
Contributing 5% to your SoJOR score. How you self identify will determine this score. Ginicoe endorses The Equal Pay for Equal Work Act of 1963.
4. Income
Contributing 5% to your SoJOR. Once we verify and authenticate your reported total net worth your SoJOR will be adjusted accordingly.
Other examples of "segmentation pricing" such as Income social justice pricing are wealth advisors, financial planners, sliding scales, co-pays, deductibles, assets under management, houses of worship collect a tithe, child adoption agencies, lawyers receive 33.3% of your damage award from contingency fee pricing, state lottery agents, ESG ratings, risk assessments, political violence insurance (PVI) carriers, Get a rate based on you aka DriveWise (Allstate™), and many others.
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Ginicoe's Social Justice Outerchange Ratings (SoJOR), Calculations, algorithms, and formulas are protected by U.S. Patents and Trademarks and service marks. Additional patents may be pending in the U.S. and other countries.